partners with SWAL Corporation to scale Weather Kavach offering partners with SWAL Corporation to scale Weather Kavach offering

Bengaluru-based, a leading agritech organisation, has scaled its weather protection cover offering by partnering with SWAL Corporation. The product offering is a part of’s flagship resilience programme ‘Kavach’.

Weather Kavach is a risk cover offering for farmers to protect them against weather irregularities. It is a flexible cover option where farmers can opt-in for any sum assured value, and claims are disbursed in the event of excessive rain, heat waves or rain deficit. The advantages of the Weather Kavach product offering include an index-based trigger, shorter disbursal window, and direct transfer of the claim amount to the farmers’ bank accounts. Since its launch, has successfully offered Weather Kavach to more than 100,000 farmers and sold more than 1 million Weather Kavach in less than 12 months.

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Highlighting the objectives of the collaboration, Dhruv Sawhney, COO & Business Head at said, “Globally, 2022 was the fifth warmest year on record. As per reports, scientists have warned that 2023 could be a comeback year for El Nino, pushing temperatures by over 1.5 degrees Celsius compared to the average temperature a century ago. As per the reports published in the US scientific journal ‘Proceedings of the National Academy of Sciences’ (PNAS), each degree Celsius increase in global temperature can on an average reduce global yields of wheat by 6 per cent, rice by 3.2 per cent, maize by 7.4 per cent, and soybean by 3.1 per cent. Furthermore, global rise in temperature increases the risks of floods, drought, extreme heat waves, water shortages, and could possibly push millions into poverty. Despite knowing the pitfalls, and suffering agricultural losses every year, less than 20 per cent of farmers opt-in for risk-cover products owing to the lack of trust, education, and high premium costs.”

“ is partnering with SWAL Corporation, an organisation that is paving the way for other many organisations to follow by helping us drive change, increase adoption, build for farmer resilience, and truly make agriculture sustainable, viable, and climate-smart,” Sawhney added.

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Through this partnership, SWAL Corporation Ltd is offering Weather Kavach, at no additional cost, to all its farmers who purchase Wuxal and Delma products. While Wuxal provides nutrients to the crop, Delma protects it from various diseases that can be triggered due to wild fluctuations in temperature during critical growth stages. To avail Weather Kavach, the farmers must download the app, scan Wuxal and Delma products on the app, and avail of it at no additional cost.

Pramod Tiwari, Head Of Marketing at SWAL Corporation said, “For over 10 decades, SWAL has been committed to its farmers by offering them quality agri-solutions that are efficient, improve yield quality and quantity for ensuring better farm profitability. Our teams have been working with the farmers, helping them select the right inputs, imparting technical know-how, educating them about innovative farming practices, and delivering access to technology and advisory throughout the cultivation windows.”

“Keeping in line with our same core philosophy, we are partnering with to offer weather-based risk cover solutions, at no additional cost, to every farmer who purchases Wuxal or Delma brands in states of Punjab, Haryana and Rajasthan. SWAL will continue to improve farmer profitability, drive the adoption of authentic and high-quality inputs including NPP (Natural Plant Protection) solutions and impart farmer education at the grassroot level. We aim to cover more than 1 million farmers nationwide through our various initiatives,” Tiwari added.

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